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The choice of the lines of investment must take into account the intrinsic social-economic conditions, the age and the number of years remaining before retirement age, as well as the personal risk tolerance.
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The various lines of investment, ranging from the more cautious to the balanced or share-based line, allow the participant to select the line that is best suited to its personal needs.
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Younger workers can opt for the more aggressive, prevailingly share-based
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lines of investment, characterised by a higher level of risk, but able to offer greater probabilities of high returns in the long-term. The participant can transfer its position to more cautious lines of investment in later years.
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Persons in the middle of their working activities have the objective of revaluing
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the capital invested in the medium/long-term and could seek a form of balanced investment between bonds and stocks, thereby optimising the risk over time.
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Lines managed more cautiously and with a prevailing bond content are to be preferred if
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participation is decided at an age near to retirement or the participant is particularly tolerating to take risks
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| In particular AZIMUT PREVIDENZA has 4 lines which can be selected depending on the number of years remaining before retirement and the risk tolerance of the participant. |
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THE LINES |
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GUARANTEED LINE
Investment in bonds and money market instruments, but also in stocks for a marginal portion (up to 25%) |
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PROTECTED LINE
Investment in bonds and money market instruments, but also in stocks for a consistent portion (up to 45%) |
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BALANCED LINE
Balanced portfolio between stocks (up to 60%) and bonds and money market instruments |
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GROWTH
LINE
Investment focusing principally on stocks |
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YEARS BEFORE RETIREMENT |
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Promotional message concerning forms of complementary pension
Please read the Informative Note before investing |
